At the end of the course students will acquire:
1.the knowledge necessary to understand the principles of bank management, its risks, the conditions of the economic and financial equilibrium of a bank and the evolution of the Italian banking system;
2.the ability to apply knowledge in order to solve bank management problems.
The students who attend business game will also acquire:
1.the ability to define the aims of a bank and to undertake the decisions to reach them;
2.the ability to learn from the effects of their decisions;
3.the ability to communicate their results, their problems and what they have learned during their experience;
Course contents summary
The course illustrates the conditions of the economic and financial equilibrium of Italian banks, analyzing their strategic positioning, managerial policies and competitive strategies. At the end of the theoretical part of the course students will be asked to participate to a business game on a voluntary basis. The students will be grouped into teams each charged to manage a bank in a strongly competitive environment.
1) The European and Italian banking regulatory framework. 2) The bank balance sheet. 3) The conditions of economic and financial equilibrium of a bank. 4) Funding policies. 5) Credit policies and credits evaluation. 6) Bank financial management. 7) Bank risks. 8) Strategic business areas of a bank. 9) Market segmentation and competitive strategies of banks. 10) Banking Management Game.
A.Banfi, V.Capizzi, L.Nadotti, M.Valletta, Economia e gestione della banca, McGraw-Hill, 2010.
Students who do not attend the business game must study also
P.Mottura, Banche, EGEA, 2012, chapters 2, 3, 5
Knowledge and understanding: traditional lessons
Applying knowledge and understanding: exercises and business game
Making judgments: business game
Learning skills: business game
Communication skills: presentation of their experience during the business game
Team working ability: business game work under supervision of the teacher.
Assessment methods and criteria
The students who attend business game will be evaluated in three different moments:
1.Written examination at the end of the course to verify their knowledge and the ability to apply it to managerial problems through 2 questions and an exercise each evaluated up to 8 marks.
2.Presentation of the results of the business game, during which applying knowledge, judgment, learning and communication abilities will be evaluated. Each student of a team will gain up to 5 marks as a mean of the results of the business game and of the quality of their presentation.
3.Team working ability will be evaluated by the teacher during his supervision of team works. Students who demonstrate this ability will gain 1 mark.
Knowledge and applying knowledge ability of the students who will not attend business game will be evaluated through a written examination made of 3 questions and 2 exercises each evaluated up to 6 marks.